Enrollment
If you are working and plan on continuing to work after your 65th birthday, you still may need to contact the Social Security Administration to let them know your intentions. You may still want to enroll in premium-free Part A. If you are covered by a group health plan when you are first able to get Medicare, you may be able to delay enrollment in Part B or premium Part A without premium surcharge and without waiting for a general enrollment period. The group plan must be based on current employment. It cannot be a plan for retired people. The Special Enrollment Period will apply. Contact your local Social Security Administration or the Railroad Retirement Board.
Specialist Enrollment Period
You can sign up for Part B or premium Part A at any time while you are covered under a group health plan if:
- you are 65 or over and your group health coverage is based on your own or your spouse's employment, or
- you are disabled and your group health coverage is based on your own or a family member's current employment.
Also, If you have chosen to delay enrolling in Part B or premium Part A because you don't need Medicare coverage while you are covered under a group health plan, you may enroll during an eight-month period.
- If you are 65 or over, your eight-month period begins when you or your spouse's current employment ends or your coverage under the group health plan ends, whichever comes first.
- If you are disabled, your eight-month period begins when the current employment ends; the plan is no longer classifiable as a large group health plan (one that covers 100 or more employees); or when the plan coverage is terminated, whichever comes first.
Contact the local Social Security Administration office as soon as employment ends, or the plan coverage ends or changes, to be sure that you get the information you need about enrolling in Part B. Note: Special enrollment period rules do not apply to you if you stop working or lose group health plan coverage during your initial enrollment period.